These are the questions every federal employee should have answered before you retire — and exactly what the 4KAST Federal Retirement Roadmap is built to solve.
Your eligibility depends on your retirement system, years of service, and age. We walk through your specific service history to pinpoint your true eligibility dates — including the ones that give you the greatest advantage.
We help you document beneficiary elections, survivor benefits, and your overall plan clearly, so your family understands your wishes and isn't left guessing.
Your pension, FEHB, TSP, and Social Security don't stop working together after you retire — they change. We map out exactly how each one shifts.
We review your FEHB options alongside Medicare timing so you can make a well informed, cost-effective health coverage decision.
From market volatility to healthcare costs to outliving your savings, we identify your specific risk points and build a plan to protect against them.
We use life-expectancy planning tools so your retirement income is built to last as long as you need it to — not just to an assumed date.
We help you understand which parts of your retirement income are protected and which are exposed, and how to balance the two.
Retirement isn't one flat stage — spending, health, and priorities shift over time. We plan for each stage, not just day one.
We build in safeguards for both scenarios, so your plan holds up whether retirement is short or long, and your family is protected either way.
Your personalized 4KAST Federal Retirement & Benefits Report lays out a clear, itemized picture of your expected retirement income.
Small, intentional decisions now (elections, contributions, timing) can meaningfully improve your retirement outcome. We help you find them.
One conversation is all it takes to see where you stand. Schedule a free 45-minute consultation and start moving from uncertainty to a confident, actionable retirement plan.
